If you are buying options on Robinhood without understanding how they work, you are not investing. You are gambling with extra steps.
Index funds are boring. That is the point. Boring is how you build wealth without destroying it first.
Compound interest is the most powerful force in personal finance. It is also the easiest to understand and the hardest to actually be patient enough to use.
I worked at Robinhood. I saw what zero-commission trading did to people who had never invested before. Access without education is not democratization.
The best time to start investing was yesterday. The second best time is today. Stop waiting for the perfect moment — it does not exist.
You do not need to pick the next Amazon. You just need to own a piece of every Amazon — and every failure — through an index fund.