“
Credit cards are not evil. They are a tool. Rich people use them to earn rewards. Poor people use them to go into debt. Learn which one you are doing.
“
Your credit score is your financial reputation. Protect it like it is worth money. Because it is.
“
Most 22-year-olds are broke not because they don't earn enough. It's because no one taught them what to do with what they earn.
“
Index funds first. Everything else second. The complicated stuff only makes sense after the boring stuff is set up.
“
The best investment in your 20s is not a stock. It is a skill. Build something valuable, then invest the income from it.
“
I started a YouTube channel in college about credit cards. I made more from that channel than I would have made from any internship.