The behavior gap — the distance between what we should do and what we actually do — is the biggest cost in investing.

behavioral-financeinvestingThe Behavior Gap

Risk is what's left over after you think you've thought of everything.

riskhumilityNew York Times column

A good financial plan is one you can actually follow when things get scary. Most plans fail that test.

planningsimplicityThe One-Page Financial Plan

I lost my home in 2008 while working as a financial planner. Knowing the right thing and doing the right thing are very different.

mistakeshonestyPublic interviews

The best financial plan fits on a napkin. If it doesn't, it's too complicated to follow.

simplicityplanningBehavior Gap brand

Stop trying to be perfect with your money. Good enough, done consistently, beats perfect every time.

simplicityconsistencyThe One-Page Financial Plan