CHIME

Banks make $35 billion a year from overdraft fees. That's $35 billion taken from the people who can least afford it. We charge zero.

Getting paid two days early sounds small unless you're choosing between groceries and a late fee. Then it's everything.

We make money when our members spend. Not when they struggle. That alignment of incentives changes everything.

Twenty-two million Americans trust us with their paycheck. That's not a user count — that's a responsibility.

The best bank account is the one that doesn't punish you for being broke.

We don't need to sell you twelve products. We need to be the best at one thing: the everyday bank account.