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A HELOC in 5 minutes instead of 45 days. That's not incremental improvement — that's a different reality.
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Blockchain in finance isn't hype if it actually reduces costs. Provenance reduces costs.
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I built SoFi, got pushed out, and started Figure the next year. Setbacks are just setup for the next thing.
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Every step in loan processing that involves a human is a step that blockchain can eliminate.
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The best technology is invisible. Borrowers don't care about blockchain — they care about getting money fast.