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We pitched buy now, pay later at a startup competition in 2005 and got laughed at. The judges said it would never work.
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Our AI chatbot does the work of 700 customer service agents. That's not a talking point — that's our actual headcount reduction.
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Going from $46 billion to $6.7 billion in one year teaches you things that no business school ever could.
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Credit cards are a 1950s product. Pay in 4 is what credit looks like when you design it for the internet generation.
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We want to be the number one shopping destination in the world. Not a payment method — a shopping app.
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The BNPL winter killed our weaker competitors. It made us stronger because we had to get profitable. We did.