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I was losing hundreds of pounds a year on foreign exchange fees. Every bank was doing it. I thought — someone should fix this. Then I realized it would have to be me.
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We don't want to be a bank. We want to be the financial super-app — everything you need for money in one place.
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Speed is our competitive advantage. Traditional banks take two years to launch a feature. We take two weeks.
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Forty-five million customers trust us with their money. That number will be a billion within ten years.
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The banking license took three years. Every month I wanted to scream. But now we have it, and no one can take it away.