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The institutions aren't coming. DeFi has to be built for the people who are already here.
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Compound is a protocol, not a company doing you a favor. The interest rate is set by an algorithm, not a banker.
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Governance should belong to the people who use the protocol, not the team that built it.
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Every financial asset is going to end up on a blockchain. Treasuries are just the obvious place to start.
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In DeFi, the code is the law. That is the whole point, and also the scariest part.