STANI KULECHOV

Flash loans are the first truly new financial primitive in decades. Zero collateral, zero duration, infinite size. Only DeFi can do this.

$20 billion in deposits. No bank accounts. No branches. No bankers. Just code on Ethereum.

I studied law and realized smart contracts could do what lawyers do — but faster, cheaper, and without arguments.

Aave means ghost in Finnish. We wanted to build something invisible — infrastructure so good you don't notice it.

ETHLend was wrong. Peer-to-peer matching doesn't scale. Pooled lending does. The pivot saved everything.