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Demonetization turned us from a startup into a national utility overnight. When 86% of cash disappears, digital payments become oxygen.
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I grew up in Aligarh speaking only Hindi. I learned English from television. In India, that background usually means you don't become a tech billionaire.
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The RBI action was painful but we will come back stronger. Regulation doesn't kill good companies. Bad compliance does.
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I cried at the listing ceremony because I knew how far we had come. Nobody who grew up where I grew up was supposed to IPO a company.