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We have a real banking license. We are not a fintech pretending to be a bank. We are a bank that happens to be tech-first.
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Amsterdam is the perfect place to build a European bank. Central location. Multilingual talent. And the regulators actually understand innovation.
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Every tree planted. Every transaction tracked. Banking should be transparent about where your money goes.
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I put 100 million of my own money into building a bank. When the founder has that much skin in the game the incentives are aligned.
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Revolut has 40 million users and billions in losses. Bunq has 12 million users and is profitable. I prefer our model.
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I did not need VC money to build Bunq. That independence is the most valuable thing we have.