ALIGNMENT

We make money when our members spend. Not when they struggle. That alignment of incentives changes everything.

I have more than a billion dollars of my own money in these funds. I eat my own cooking, every single day.

I insist on management that owns significant stock. If the CEO isn't eating his own cooking, I don't want to eat it either.

We bootstrapped our fundraising from our own users. They invest in real estate through us and they invest in us. That alignment is everything.

I put 100 million of my own money into building a bank. When the founder has that much skin in the game the incentives are aligned.

Insurance is built on the conflict of interest between insurer and insured. We're trying to eliminate that conflict.

Our Giveback program donates unclaimed premiums to charity. It aligns our incentives with our customers.

The financial marketplace model works. Help people find the best products. Earn referral fees. Everyone wins.

My compensation is aligned with shareholder returns. If the stock goes up, I get paid. If it doesn’t, I don’t. That’s fair.

At Benchmark, we only make money on carried interest. No management fees to get rich off. That’s alignment.

I take $1.35 million a year in salary. The rest comes from dividends. That means when shareholders get hurt, I get hurt. That is how it should be.