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The behavior gap — the distance between what we should do and what we actually do — is the biggest cost in investing.

behavioral-financeinvesting— The Behavior Gap
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Risk is what's left over after you think you've thought of everything.

humilityplanning— New York Times column
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A good financial plan is one you can actually follow when things get scary. Most plans fail that test.

disciplineplanning— The One-Page Financial Plan
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I lost my home in 2008 while working as a financial planner. Knowing the right thing and doing the right thing are very different.

behavioral-financehonesty— Public interviews
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The best financial plan fits on a napkin. If it doesn't, it's too complicated to follow.

communicationplanning— Behavior Gap brand
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Stop trying to be perfect with your money. Good enough, done consistently, beats perfect every time.

consistencydiscipline— The One-Page Financial Plan