I was a bond trader on Wall Street. I saw how the financial system extracts fees from people who can't afford them.

Overdraft fees are a regressive tax. Current eliminates them. That alone is worth building a company for.

4 million members use Current. In a market with 50 neobanks, that means our product is working.

Gen Z is our bet. Acquire young users now. They'll be valuable customers for decades.

Teen banking accounts are our trojan horse. Families sign up together. One account becomes three.

Every neobank offers the same features. The ones that survive will be the ones with a real identity.