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I was a bond trader on Wall Street. I saw how the financial system extracts fees from people who can't afford them.
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Overdraft fees are a regressive tax. Current eliminates them. That alone is worth building a company for.
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4 million members use Current. In a market with 50 neobanks, that means our product is working.
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Gen Z is our bet. Acquire young users now. They'll be valuable customers for decades.
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Teen banking accounts are our trojan horse. Families sign up together. One account becomes three.
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Every neobank offers the same features. The ones that survive will be the ones with a real identity.