You must gain control over your money or the lack of it will forever control you.

moneycontrolFinancial Peace, 1992

We buy things we don't need with money we don't have to impress people we don't like.

spendingcultureThe Total Money Makeover, 2003

Act your wage. Live on less than you make. It sounds obvious. Almost nobody does it.

budgetinglifestyleDave Ramsey Show, 2010

The debt snowball works because personal finance is 80% behavior and only 20% math.

debtpsychologyThe Total Money Makeover, 2003

I went broke trying to get rich quick. The way to get rich is boring: spend less than you make, stay out of debt, invest consistently for 30 years.

wealthpatienceDave Ramsey Show, 2008

If you will live like no one else, later you can live like no one else.

sacrificewealthFinancial Peace University, 2000