SPENDING

We buy things we don't need with money we don't have to impress people we don't like.

I want you to spend extravagantly on the things you love, and cut costs mercilessly on the things you don't.

DENIED!

Comparison is the thief of joy and the thief of your bank account.

Wealth is what you don't see. It's the cars not purchased. The diamonds not bought. The renovations postponed.

We spent $2 billion on advertising in our first year in the US. A Super Bowl ad. Ads on every social platform. Most companies would call that insane. We call it a customer acquisition strategy with a very specific payback period.

Your latte is not the problem. Your salary is the problem. Stop shaming people for small pleasures and start teaching them to negotiate raises, switch jobs, and invest the difference.

Every financial problem I see on this show comes down to one thing: spending money you do not have to impress people you do not like.

Titanic II will be every bit as luxurious as the original Titanic but built to modern safety standards.