I left banking at 49 to sell lipstick online. Everyone thought I had lost my mind. Turns out I found it.

Indian women deserve the same access to beauty products as women anywhere in the world. That is not a business plan. That is a belief.

Profitability is not optional in India. Investors will not subsidize you forever. We were profitable before IPO and proud of it.

Age is not a barrier to entrepreneurship. Experience is an advantage. I knew things at 49 that I did not know at 29.

Curation is our moat. Anyone can list 100,000 products. Knowing which 100,000 products to list — that is the skill.

My banking career taught me one thing above all: cash flow is not a metric. It is oxygen.