“
Index funds are boring. That is the point. Boring is how you build wealth without destroying it first.
“
Compound interest is the most powerful force in personal finance. It is also the easiest to understand and the hardest to actually be patient enough to use.
“
If you are buying options on Robinhood without understanding how they work, you are not investing. You are gambling with extra steps.
“
The best time to start investing was yesterday. The second best time is today. Stop waiting for the perfect moment — it does not exist.
“
You do not need to pick the next Amazon. You just need to own a piece of every Amazon — and every failure — through an index fund.