VIJAY SHEKHAR SHARMA

Warren Buffett invested in Paytm. For a kid from a small town in Uttar Pradesh that moment was surreal.

The RBI shut down our payments bank. It was the worst day of my professional life. But Paytm is bigger than one license.

We process 6 billion transactions a quarter. India does not need banks on every corner. It needs a phone in every pocket.

India will have a billion digital payment users. We intend to serve most of them.

When Modi banned 86 percent of cash overnight 300 million Indians needed a way to pay. Paytm was ready.

The IPO was supposed to be a celebration. The stock dropped 27 percent on day one. Markets have a way of humbling you.