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I want you to spend extravagantly on the things you love, and cut costs mercilessly on the things you don't.
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Automation is the key. Set up your accounts so the money moves automatically before you even see it. Then spend the rest guilt-free.
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Nobody talks about negotiating your salary. It is the single highest-ROI financial move most people will ever make, and it takes one conversation.
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A target-date fund is the single best investment for most people. Pick the year you retire, invest in that fund, and stop thinking about it.
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Most personal finance makes you feel guilty. Mine does not. Guilt is not a financial strategy. Systems are.