Good drivers subsidize bad drivers because insurance is priced on demographics, not behavior. We fix that.

Your phone already knows how you drive. We just use that data to give you a fair price.

A 97% stock crash and a 10x recovery. Root's chart looks like a heart monitor.

Traditional insurers price on who you are. We price on how you drive. One of those is fair.

Insurance is about pricing risk correctly. Better data means better pricing. Better pricing means better business.

We almost died. The stock went to near zero. We didn't give up. Now our loss ratios are improving quarter after quarter.