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Good drivers subsidize bad drivers because insurance is priced on demographics, not behavior. We fix that.

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Your phone already knows how you drive. We just use that data to give you a fair price.

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A 97% stock crash and a 10x recovery. Root's chart looks like a heart monitor.

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Traditional insurers price on who you are. We price on how you drive. One of those is fair.

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Insurance is about pricing risk correctly. Better data means better pricing. Better pricing means better business.

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We almost died. The stock went to near zero. We didn't give up. Now our loss ratios are improving quarter after quarter.