The old card issuing process took 12 to 18 months. With Marqeta's API, you can issue a virtual card in milliseconds. We compressed a year and a half into a function call.
Before Twilio, if you wanted your app to send a text message, you had to negotiate a contract with a telecom carrier. That took 5 months. With Twilio, it takes 5 minutes and 7 lines of code.