My bank was charging me 5% on every transfer to Estonia. I did the math — I was losing thousands of pounds a year. That's not a fee, that's theft.
Banks hide their fees inside the exchange rate. We show you the real rate and charge you a small honest fee. It's not complicated. They just don't want you to know.
We started by swapping money between our personal bank accounts. The whole company is just that idea, automated and scaled.
Money should move as freely as information. An email doesn't cost more because it crosses a border. Sending money shouldn't either.
We've saved our customers over $3 billion in bank fees. That's not our revenue — that's money people kept instead of giving it to banks.
Profitability isn't something we discovered recently. We've been profitable since 2017. We just didn't make it our personality.