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We can bundle home and auto insurance in 30 seconds because we use data that already exists instead of asking you 50 questions.
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Community-based insurance is not a new idea. It is the original idea. Neighbors used to pool resources to protect each other. We are bringing that back with technology.
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Insurance has not changed since the 1950s. You still fill out the same forms your grandparents did. We are fixing that.
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The insurance industry spends 30 cents of every premium dollar on acquisition and overhead. That is money that should be protecting customers, not funding middlemen.
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Most insurtech companies are just putting a pretty website on top of the same old insurance. We rebuilt the entire stack from scratch.