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Our favorite holding period is forever.
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Someone is sitting in the shade today because someone planted a tree a long time ago.
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The miracle of compounding returns is overwhelmed by the tyranny of compounding costs. Never forget that.
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Compound interest is the most powerful force in personal finance. It is also the easiest to understand and the hardest to actually be patient enough to use.
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The reason most people fail is not that they lack talent. It is that they quit before the compounding kicks in.
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Compound interest is the most powerful force in finance, but only if you give it enough time.