MARKET-SIZE

Business banking has $10 trillion in deposits in the US. We have a tiny fraction. But we're growing faster than any bank in the country. The incumbents aren't even trying to compete on product. That's how we win.

Online payments get all the attention. But 70% of Indian commerce still happens offline. In stores. At counters. That's our market. The biggest market nobody in Silicon Valley talks about.

Europe has 25 million SMBs. Most of them bank with institutions that haven't updated their software since 2005. That's not a market gap — that's a canyon.