Build personal wealth separate from your business. Your company is an asset, not your retirement plan.
The 4% rule isn't a rule. It's a starting point for a much more nuanced conversation.
I closed the fund because I had enough money and wanted to do something else. In investing, knowing when to stop is the rarest skill of all.
I live in St Barts now. I run a resort. I make YouTube videos about macro. This is the happy ending nobody expected.
I made enough money by 38 to fund every cause I care about. Keeping the fund open would have been selfish.
Knowing when to stop is the hardest thing in finance. Everyone wants one more year. One more trade. I chose to stop.
Retirement doesn't mean stopping. It means redirecting the same energy into new innings.
I retired when my body could still perform. I have seen what happens when you stay too long. Dignity in exit is underrated.
Retire? I will decide when I retire. Nobody else. And when I retire, I will still be better than most people who never stopped playing.
Once you've won the game, stop playing.