SKEPTICISM

There is no one-size-fits-all financial plan. Anyone who tells you otherwise is selling something.

Question everything the consensus tells you about money. Especially the people printing it.

If someone promises you guaranteed returns, the only guaranteed thing is that you're about to lose money.

Most financial innovation is just old leverage in a new wrapper.

The more complicated a financial product sounds, the more someone is making money from your confusion.

Investors told me a clothing box company was not a real tech company. Our data team is larger than most pure tech startups.

People love a number. They rarely ask how you got it.

When you see so much noise around something in the short term, and you don't see any true innovation there, it can be a good time to be a bit skeptical.