If you have $500,000, Wall Street gives you a wealth manager. If you have $500, they give you an ATM fee. We're changing that.

We don't just want to be a bank. We want to be the financial platform for the 100 million Americans living paycheck to paycheck.

$500 million in revenue proves that serving the underbanked is a real business, not charity.

The financial marketplace model works. Help people find the best products. Earn referral fees. Everyone wins.

I left Citigroup because I realized big banks would never serve average Americans well. The incentives don't align.

Financial literacy isn't about education. It's about access. Give people good tools and they make good decisions.