Seventy percent of adults in our region don't have a bank account. We're not just a ride-hailing app — we're financial infrastructure for 700 million people.
The financial system was built for 20 percent of the population. We built Ant Group for the other 80 percent.
The credit system in America is broken in a very specific way — it punishes people for being young, for being new to the country, for not having a history. Our AI fixes that.
I grew up knowing what it's like to not have money. That's why I built a product for people who need to manage their money carefully.
The banks did not want to serve 60 percent of Mexico. So I built a bank inside my stores. Now 16 million people have bank accounts who never had one before.
People call our interest rates high. I call them the price of access. Try getting a loan from a traditional bank with no credit score and no formal employment.
Interest takes from the poor and gives to the rich. Our bank was built to serve the people without exploiting them.
Financial inclusion is not charity. It is the most powerful economic development tool available to a society.
The mission of financial inclusion isn't a soft goal. Two billion people don't have a bank account. That's a solvable problem.
If you're going to work on something for the next decade, it should be something that matters. For me, that's financial access.